Pets Insurance providers in India

Pets Insurance providers in India

Pets give us companionship, love, affection and are absolutely entertaining. They protect us, help us and understand us. There can be times when your pet animals fall sick or get injured. Medical attention for pets can be really expensive which is why going in for insurance can help. There are schemes that cover many veterinary expenses and treatments. Know the names of the company that offers pet insurance.

  1. New India Insurance

New India Insurance provides insurance for dogs that age from 2 months to 8 years. The basic premium rate is 5% of the insured amount. It covers your pet dog from types of diseases mentioned in the contract and death due to an accident. This company also has policies for goats, sheep, pigs, camel, duck, poultry, rabbit, fishes, and elephants. You need to find out the schemes for the other animals as they will differ from that of dogs.

  1. United India Insurance

The United India Insurance policy covers the indigenous breed of pets. If you have exotic pets, you can turn to this company for help. Their policy helps your pet get an insurance against permanent and total disability or death from an accident.

  1. Oriental Insurance

The most common insurance company to turn to for pets is the Oriental Insurance company. They cover for dogs, horses, and elephants. Dogs can be insured from 2 months to 8 years, and the policy prices range from 200INR to 10,000INR.

What do pet insurance covers include and exclude?

  1. Inclusions
  • Death due to an accident
  • Illness stated under the policy and when the policy is in effect
  • Expenses of treatments
  • Accident in transit – in a flight, train or on road
  • Theft of pet
  • Accidental poisoning
  • Incapacitation
  • Third party liability
  1. Exclusion
  • Malicious injury
  • Injury or sickness due to pet owner’s negligence or manhandling
  • Loss due to a war, revolution, rebellion, foreign hostility, military upheaval, and so on
  • Death due to distemper, rabies, leptospirosis, Viral Enteritis, and Viral Hepatitis
  • Illnesses prevailing from the policy began

It is essential for every pet owner to understand why they need to get a pet insurance. The veterinary aid is going on increasing in our country, and we must make the best use of the facilities we get. This not only keeps your pet safe and secure but also saves your costs.

Manoj

A Dog Lover | Engineer | Farmer | Digital Marketer

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